Does Exeter refinance?

You can’t refinance an auto loan through Exeter Finance. Certain loans may have an APR over 20%, but this will vary widely based on your credit score. The company offers loan terms up to 72 months (six years), which may help to keep your monthly payments affordable.

How can I get out of a car loan?

Option 3 : Paying off your car loan before selling it

  1. Take out a personal loan with a rate that’s lower than you’re currently paying.
  2. Use your credit card, preferably with a lower rate than what you’re paying now.
  3. Utilise your savings.
  4. Use equity in your home.

How much is Exeter late fee?

Late fees vary drastically by loan, the minimum late fee we’ve encountered was 5% of the monthly payment amount. However, we strongly advise not to take advantage of Exeter Finance’s grace period unless you have an emergency.

Can you go to jail for selling a car on finance?

The only reason you could go to prison for selling a car that is on a finance agreement, is if it can be proved that it was your intention to defraud the insurance company. This means that it would be dealt with in court should the finance company decide to sue you for the outstanding balance due on the car.

Is it illegal to sell a car with finance outstanding?

You can’t sell a car on finance as you don’t legally own it until you have made all your payments. It’s illegal to sell a car on finance without telling the buyer that you still owe money on it and without paying off the debt. If you don’t tell the buyer, you will have committed fraud and could be prosecuted.

Where do I Mail my Exeter finance payment?

Or you can reach us by email at [email protected] You should mail your payment to the address on the remittance portion of your monthly statement. If you do not have the remittance portion of your statement, mail your payment to: Worried you might be a victim of online fraud?

How to contact Exeter finance franchise and independent?

Or you can reach us by email at [email protected] Mailing Address for Payments. You should mail your payment to the address on the remittance portion of your monthly statement. If you do not have the remittance portion of your statement, mail your payment to: Exeter Finance LLC. PO Box 650598. Dallas, TX 75265-0598.

Where is Exeter finance located in Irving TX?

Contact Us – Exeter Finance – Franchise & Independent Dealership Financing, Subprime Auto Lending. General & Customer Inquiries. Mailing Address. Exeter Finance. P.O. Box 166008. Irving, TX 75016. Impounds / Stored Vehicles. Exeter Finance. Attn: Impounds.